For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of changing jobs can spell disaster when it comes to your loan application. Make sure you discuss in great detail with your lender and … [Read more...] about Changing Jobs and the Effects it has on Buying a Home
People who already have a home usually need the funds from the closing to secure their next purchase. If a "move-up" buyer wants to buy a home during a depressed market, that means they usually have one to sell themselves. Timing becomes very important and negotiations become more involved so neither party is forced into … [Read more...] about Why You Shouldn’t Wait!
When talking with real estate agents, you'll often find that when they speak to you about buying real estate, they refer to buyer's purchasing a "home" and the sellers putting their "house" on the market. Why the play on words? The reason is psychological. Buying and selling real estate is one of the most involved and emotional … [Read more...] about Getting Your Home Ready to Sell
There are times when the economy is booming and everyone feels confident about their prospects for the future. As a result, people often times spend more money. People tend to go out to dinner more often, tip heavier, invest in wardrobe updates, maybe buy a new car and… more often than not, buy a new home. If the interest rates … [Read more...] about Economic Trends to Purchasing a Home
'Tis the season for wrapping presents! If you just inwardly groaned when reading that sentence, then know you aren't alone! For those of you who are already done buying and wrapping your holiday gifts...well, we hate you. Just kidding. However, for the rest of us, we may be dreading the process of wrapping so much that we … [Read more...] about Wrap Your Holiday Gifts with Style
One of the most anticipated days of the year is almost here! Is it Thanksgiving? Christmas? New Year's? No. It's Black Friday! For you bargain shoppers, Black Friday is a discounter's dream. With so many deals at so many stores, it can be hard to even know where to start! Which is why you need to have have a plan and solid … [Read more...] about Black Friday Shopping Tips
The holiday gift buying season is here, and many of you are already trolling the Black Friday ads and planning your shopping lists. More and more people are eschewing the middle of the night shopping sprees and opting for the shop-in-your-PJs event known as Cyber Monday. Online shopping has quickly overtaken visits to brick … [Read more...] about Safe Online Holiday Shopping
Now that we have Halloween out of the way, it's time to get on to the rest of the festive season! Next up is Thanksgiving! Arguably one of the favorite American holidays, Thanksgiving is not only a gastronomic pleasure, it is also an opportunity to gather with family and friends to share a meal and be thankful for our many … [Read more...] about Setting the Perfect Thanksgiving Table