We are just a few weeks away from the much-anticipated September Federal Reserve meeting, where many experts believe the Fed Funds rate will be lowered for the first time since the Fed began raising rates to combat inflation. Many potential home buyers eagerly await a lower mortgage rate environment to help with housing … [Read more...] about Lower Mortgage Rates Anticipated for Fall
Mortgage Lending
Interest Rates Below 6% in 2024? Maybe…
In the midst of market confusion regarding day-to-day fluctuations in mortgage rates, it's crucial to grasp the larger trend: compared to the near 8% peak observed last fall, mortgage rates have generally trended downwards. For those in the market to buy or sell a home, this trend holds significant implications. While rates … [Read more...] about Interest Rates Below 6% in 2024? Maybe…
Karen’s Corner – September 2022
I don’t know about you, but I’m so ready for the slight dip in temperatures that we call “Fall”. While our seasonal changes in Arizona may not reflect the types of changes experienced in the rest of the country, another turn of the calendar brings us that much closer to the holidays! Speaking of the holidays, have you started … [Read more...] about Karen’s Corner – September 2022
Susan’s Corner – August 2022
Is everyone ready for back-to-school? I think I’m hearing collective groans from the kids and cheers from the parents! I particularly like the month of August, because it means the holidays will soon be here! The arrival of August means we are in the home stretch to the end of 2022! We wanted to take a moment to extend our … [Read more...] about Susan’s Corner – August 2022
Susans Corner – July 2022
Happy Birthday, America! We just LOVE the 4th of July in Fountain Hills. The fireworks over our world-famous fountain are just spectacular! Mark your calendars, so you don’t forget the 4th at the Fountain on July 1! We are such a patriotic town, and we just love celebrating our country and our freedom! We wanted to take a … [Read more...] about Susans Corner – July 2022
Take Action to Improve Your Credit
While the Spring market may have been a little slower than normal in Fountain Hills, most experts agree that the housing markets should rebound as state and local restrictions ease and local commerce returns to a more normal pace. So if you have put thoughts of buying a home on hold for the time being, now is a perfect time to … [Read more...] about Take Action to Improve Your Credit
Fountain Hills Market Update – March 2020
As the coronovirus (COVID-19) pandemic makes its way through the US, and the stock market turmoil roils the portfolios and 401(k)s of many Americans, it's not unusual that many people may question the overall health of the real estate market. The 2008 real estate meltdown still burns very brightly the memories of … [Read more...] about Fountain Hills Market Update – March 2020
Should Millennials Save for a Home or Retirement?
As home prices edge ever higher, and as Millennials are getting well established in their careers and having families, it may seem like you have to choose between saving for your future or owning a home. Which is more important? Well, the answer is, both. Sacrificing your retirement savings puts your future ability to … [Read more...] about Should Millennials Save for a Home or Retirement?